With a new school year just around the corner, many families are busy getting their children ready for the transition back to school. While this time can be exciting for many parents, it can also be stressful as there is a lot to prepare for.
For example, some parents are packing up their childrenโs dorm rooms and others are busy making sure their children have everything they need for the first day of school. However, there is one thing that you might be forgetting โ life insurance.
Thatโs right. Life insurance may not be at the top of your list when it comes to preparing for college, but it should be. In fact, now may be the best time to purchase coverage before your child goes off to college. While no parent wants to think about what would happen if their child were to pass away unexpectedly while they were away at school, it could happen. Because of this, you should consider getting pre-act before the school year starts so that you can enjoy peace of mind while your child is away at college.
College is a major milestone. Itโs a momentous time for both you and your child, and itโs one that youโll both remember for years to come. College is also a major financial undertaking, so it makes sense to take the time to ensure all your bases are covered before sending your kid off to college. In fact, there are 3 main reasons why you should consider getting pre-act insurance before the school year starts.
When parents send their kids off to college, they experience a mix of emotions. It can be exciting & scary, happy & sad, and everything in between. That being said, as parents begin to prepare their children for this new stage in life, it is important to consider the financial risks that come with attending college.
College is an extremely exciting time for students. They are spending time with friends, taking classes, and living on their own for the first time. Unfortunately, that also means that they are away from their parents’ health insurance plan.
If your child becomes sick or injured while away at school without coverage, you could be held responsible for all medical expenses incurred as a result of that illness or injury.
Pre-Act offers an affordable way to insure every aspect of your student’s college experience. With rates starting at $10 per month, it is easier than ever to protect your family against the unexpected.
That being said, here are three reasons why you should consider purchasing Pre-Act before the school year starts:
1) Cover Medical Expenses: If you want to avoid those high out-of-pocket medical expenses in the event of a serious illness or injury, Pre-Act pays 100% of eligible medical expenses
The Pre-ACT is a test like the ACT, but it’s not the real deal. The Pre-ACT is meant for high school freshman and sophomores who want to understand what the national exam will be like, whose scores can help them identify areas in which they need to improve before taking the official ACT. Many parents and students aren’t aware of this test, so we’ve put together a list of reasons to get Pre-ACT before the school year starts.
Reason
When we talk about life insurance and the importance of it, we often look at age and health as key factors. But another factor that may be overlooked is what you are doing with your life. Are you getting married? Buying a home? Having children? Going back to school?
These are all major life events that could signal a need for life insurance. If you’re in school, this means you might want to apply for life insurance before you start the school year. Knowing what you can about your options at the beginning of the year will give you peace of mind and allow you to focus on your studies when classes begin.
Why should I apply for insurance before my first day of class?
There are two main benefits to applying sooner rather than later:
1. You may save money. Your health plays a key role in how much life insurance costs. If you have a pre-existing medical condition, your medical history will likely be taken into account when determining your premiums. The more information there is available on your health, the more accurate your rates will be. It’s worth noting that if you wait too long, insurers may increase their rates or even decline coverage altogether because a condition has worsened.
2. You might get better coverage. The earlier in
When I was in high school, I remember thinking that my life would be so much easier once I was out of college. And while this is somewhat true, I also remember thinking that my life would never get more stressful than it was during high school.
My junior year of high school, I was involved in every extracurricular possible. Between sports and clubs and volunteering, sometimes it felt like there wasn’t enough time in the day for me to do everything!
I’m sure that many parents can relate to the struggle of getting a child ready for the upcoming school year. Whether you are homeschooling your child or you are sending him to public school, things can get hectic quickly when you have a lot of things to do before the first day of class. And although we do our best to stay organized and be prepared, sometimes things slip through the cracks.
This morning, my daughter asked if I could help her with her homework since I had a few minutes before work. She handed me a piece of paper with two questions on it: “What is a triangle? What is a square?” At first glance, I thought these were pretty easy questions for an 8-year-old to answer. But when I looked more closely at what she had
For those of you who don’t know, the ACT is a standardized test used by most colleges and universities to make admissions decisions. Students are able to take the ACT multiple times, but getting an early start can help students determine how much preparation they need before taking the official test. The Pre-ACT is essentially a practice test for the real thing, and it offers many benefits for those who take it.
Benefit 1: It’s Only $10!
This is a huge advantage for families whose budgets may be tight. While there are other ways to get practice tests such as buying a book from Amazon or using Khan Academy, their content is not directly related to the ACT. Using an official practice test like the Pre-ACT gives students an accurate idea of what they can expect on test day. Not only that, but it also shows them how well they did in comparison to other students in their grade level and state.
Benefit 2: It’s Only 10 Questions Longer Than The Real Test!
The Pre-ACT has 215 questions (195 multiple choice and 20 grid-in). The ACT has 215 multiple choice questions and an optional 40 minute essay. That means along with being cheaper than the actual test ($50), it’s actually only 10 questions
